KM B KM: Get Paid Directly, Even if You're Not at Fault

Get Paid, No Matter What: We pay you directly if another driver is at fault, even if they're uninsured.
Save on Repairs & More: Access our network of repair shops for discounts, plus get roadside assistance and a replacement car.
Affordable Peace of Mind: Low annual premiums ensure you're protected without breaking the bank.

Benefits No Other Insurer in Lebanon Offers

Doozy Insurance is revolutionizing the car insurance landscape in Lebanon with its groundbreaking KM B KM coverage. This unique offering ensures you're never left waiting for compensation after an accident caused by a third party, even if they're uninsured or their insurer delays payment.

With Doozy's KM B KM, you're in control, getting paid directly and immediately so you can get your life back on track.

  • Direct Payout: The only TP cover to pay you out directly when a TP is at fault, regardless of their insurance status.
  • Affordable Premiums: Annual premiums start at just $337
  • Immediate Compensation: We pay you directly & immediately for the TP responsibility.
  • Uninsured TP Protection: We pay even if the TP is not properly insured.
  • Cost-Effective Repairs: Use our repair network for your share of the responsibility and save money.
  • TP Material Damage Coverage: Includes roadside assistance for added peace of mind.
  • Car Replacement: Get a replacement car for up to 7 days per accident (subject to a 3-day waiting period).

Why Choose KM B KM from Doozy Insurance?

KM B KM isn't just another car insurance policy; it's a game-changer. It's the first of its kind in Lebanon and the Middle East, offering comprehensive all-risks protection with an easy and fast online claim process. Enjoy the convenience of car replacement, access to an extensive network of top-tier repair garages, and unlimited third-party coverage, all with no additional fees. With KM B KM, you're choosing peace of mind and financial security after an accident.

Maximise Your Savings with Pay As You Go

Doozy’s Benefits

Doozy will provide you with 100% of the sum insured for any of the following types of loss due to an accident:

  • Loss or damage to the Insured Vehicle
  • Third Party Liability - Up to $ 250,000
  • Fire cover
  • Own damage as per % of responsibility
  • Third Party Motor Coverage
  • 24/7 Claims Support
  • Free car replacement
  • Hire car benefit
  • Valet parking theft

Doozy’s Exclusions

Please note cases where benefits do not apply:

  • Stolen/ Theft of vehicle
  • Owner/ Driver age outside declared bracket
  • Participation in races or speed trials
  • Unlawfully seized or detained vehicle
  • High-performance, luxury, or sports cars
  • Roadside Assistance (including Emergency Roadside Assistance)
  • Company or Agency owned or modified vehicles
  • Restricted airport premises access
  • Vehicles exceeding USD 250,000 value
  • Emergency, military, or law enforcement vehicles

Compensations

When should you expect your payment from Doozy, and what is Doozy’s claim submission deadline?
  • You will receive your compensation payment within 15 days from the date we receive all required and official documents.
  • Doozy cannot accept any claims or receive any documents after one year (12 Months) of the date of accident.

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